Community Focus Personal & Business Banking

At the end of the 12-month period, the monthly Account-Keeping Fee (currently $5) will apply unless the minimum monthly deposit criteria are met. Open a new Westpac Choice account online between 1 February 2024 and 30 September 2026 to have the monthly Account-Keeping Fee waived for the first 12 months. Link one or more Choice accounts to your eligible Westpac home loan to help reduce the interest you’ll pay. Access convenient and accessible online support with ABA Virtual Village membership

How to buy travel insurance online

Remember, if you have an additional card holder, the transaction may have been made by them. Sometimes, you may not immediately recognise a transaction on your account or card. Lending criteria apply to approval of credit products. For joint accounts, individuals must meet the eligibility criteria for the fee waiver to apply. Other fees and charges may apply. 2Other fees and charges apply.

Rubbish rules explained: What actually goes where

If you’d like to earn interest, you can open a savings account at the same time. This account doesn’t earn interest. Individual(s) under the age of 30, New Arrivals, and students are ineligible for this Offer.

• Yes, standard international fees apply to the Bendigo Everyday Account.
• Solve problems quickly online with our easy-to-follow guides.
• If you would like to order 16 or more generic All Occasion Gift Cards3 by Mastercard, simply download, complete and return a bulk order form.
• If you wish to dispute a transaction made on an ANZ issued credit or debit card, we suggest you raise your dispute as soon as your transaction has been processed.

We automatically check your linked account a few times a day, and once cleared, your StepPay card will be ready to use within 1-2 business days. It’s faster and easier to repay due or upcoming repayments within the CommBank app, by accessing StepPay from your Accounts list. StepPay, our Buy Now Pay Later product and an Interest-free Low Fee credit card are the two low-cost credit contracts that CommBank offers. You don’t pay any ongoing account fees, set-up fees or interest. Any purchases under $100 will be paid in one go, two days after the transaction is posted to your StepPay account.

If the merchant refunds the transaction, we’ll notify you by letter or email. If this is the case, we’ll notify you by letter or email, stating the temporary credit and timeframe for resolving your enquiry, depending on your payment type (eg. Visa or EFTPOS). While we’re investigating, we may provide you with a temporary credit to ensure you’re not disadvantaged. If you requested a replacement card for one that’s already in your digital wallet, it should update automatically.

If your Card has a Travel Credit benefit, the Primary Card Member is eligible for an annual Travel Credit, subject to Travel Credit Terms and Conditions at americanexpress.com.au/platinumtravelcreditterms . If your credit card has interest-free days on eligible purchases, continue to pay your full Closing Balance (or if applicable, the Adjusted Closing Balance) by the Due Date shown on your statement. Surcharges and transaction fees may also apply.

Participation, locations, rates, and policies of lounges are subject to change without notice, and Card Members and their guests will not be compensated for such changes. Card Members must present their valid Platinum Card, a government-issued I.D., and a boarding pass showing a confirmed reservation for same-day travel on any carrier. Participating lounges and locations subject to change without notice. Card Members must adhere to all rules of participating lounges.

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Use it for shopping in-store, over the phone, or online – wherever Mastercard® is accepted1. So that means it’s time to understand applying for your loan, the purchase process and settlement! These awards highlight our commitment to responsible, competitive, and customer-first banking, helping more people access their dreams. Join our SCCU community along with thousands of customers who love our easy to understand banking services and caring customer approach.

To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. Enjoy complimentary access to the Global Lounge Collection, receive an annual Travel Credit, exclusive fares and more. Enjoy peace of mind with Platinum® Insurance across travel, purchase and refund protection. To help maximise your spending power, make regular transactions and don’t miss any payments. Flexible Spending Power  Approval based on account status at the time of your request. The Check Spending Power tool is available to help give you peace of mind by confirming in advance if a purchase is likely to be approved.

Global Dining Credit

Drop off appointments allow you to drop off your documents and come back in when your tax return is ready to sign. Our Tax Experts will work with you online at times that fit into your life. American Express and the participating lounge reserve the right to revise the rules at any time without notice. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. American Express and the participating lounge will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. Amenities, services, and hours may vary by participating lounge and are subject to change without notice.

Use the Check Spending Power tool in your Online Account or American Express app. All Membership Rewards points earned on these Cards are credited to your Account, so you can watch your points balance grow. Let Travel Concierge arrange incredible travel experiences for you. Whether it’s inspiration on where Platinum gives you access or peace of mind through Platinum Insurance, discover how to get the most out of your Platinum Membership – you’ll find all your benefits here.

At any visit to a Priority Pass lounge that admits guests, you may bring in 1 guest for no charge. If the Card Account is cancelled, you will not be eligible for Priority Pass and your enrolment will be cancelled. The Primary Platinum Card Member and guest must be travelling with Virgin Australia domestically on the same Virgin Australia flight.

Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view Key fact sheet for more details on StepPay rates and fees. The credit check is a fast process and you won’t even know it’s going on. This is to help make sure StepPay is appropriate for your financial situation – we want to help you meet your financial needs with the right product for you at the right time. It only takes few minutes to open an Everyday Transaction account. Tap ‘StepPay’ and then tap ‘Apply now’ to see if you’re eligible.

Pending or outstanding transactions shouldn’t be disputed as we cannot investigate until the transaction has online casinos been processed. Before you dispute a transaction, it’s always good practice to check and confirm a few things. Check your transaction and if you think it’s unauthorised, you can dispute it.